[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.knupp.cz\/dovolena-na-uver\/#Article","mainEntityOfPage":"https:\/\/www.knupp.cz\/dovolena-na-uver\/","headline":"Dovolen\u00e1 na \u00fav\u011br?","name":"Dovolen\u00e1 na \u00fav\u011br?","description":"Je na ka\u017ed\u00e9m z n\u00e1s, jak se rozhodne, pokud se na dovolenou nepoda\u0159\u00ed na\u0161et\u0159it pot\u0159ebnou sumu pen\u011bz. Co je lep\u0161\u00ed \u2013 vz\u00edt si spot\u0159ebitelsk\u00fd \u00fav\u011br, nebo si vybrat dovolenou, kter\u00e1 bude podstatn\u011b levn\u011bj\u0161\u00ed, na kterou m\u00e1te, t\u0159eba u n\u00e1s doma? Je pravda, \u017ee oproti minul\u00fdm rok\u016fm lid\u00e9 za\u010dali v\u00edce \u0161et\u0159it. A to se t\u00fdk\u00e1 i […]","datePublished":"2019-06-07","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.knupp.cz\/author\/#Person","name":"","url":"https:\/\/www.knupp.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/82449f5dd313bdc88befc1a2d3138ce45c5e7d5eeee84221e3cf7fbc184b80d3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/82449f5dd313bdc88befc1a2d3138ce45c5e7d5eeee84221e3cf7fbc184b80d3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"knupp.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.knupp.cz\/wp-content\/uploads\/img_a346894_w2762_t1561206062.jpg","url":"https:\/\/www.knupp.cz\/wp-content\/uploads\/img_a346894_w2762_t1561206062.jpg","height":0,"width":0},"url":"https:\/\/www.knupp.cz\/dovolena-na-uver\/","about":["Pen\u00edze"],"wordCount":482,"articleBody":"Je na ka\u017ed\u00e9m z n\u00e1s, jak se rozhodne, pokud se na dovolenou nepoda\u0159\u00ed na\u0161et\u0159it pot\u0159ebnou sumu pen\u011bz. Co je lep\u0161\u00ed \u2013 vz\u00edt si spot\u0159ebitelsk\u00fd \u00fav\u011br, nebo si vybrat dovolenou, kter\u00e1 bude podstatn\u011b levn\u011bj\u0161\u00ed, na kterou m\u00e1te, t\u0159eba u n\u00e1s doma?\tJe pravda, \u017ee oproti minul\u00fdm rok\u016fm lid\u00e9 za\u010dali v\u00edce \u0161et\u0159it. A to se t\u00fdk\u00e1 i dovolen\u00e9. \u0160et\u0159\u00ed se v\u00edce i na po\u0159\u00edzen\u00ed modern\u011bj\u0161\u00ed dom\u00e1cnosti.\t\tCestovn\u00ed kancel\u00e1\u0159e nab\u00edzej\u00ed b\u00e1je\u010dn\u00e9 rodinn\u00e9 dovolen\u00e9 a z\u00e1jezdy do zahrani\u010d\u00ed. A n\u011bkdy za zaj\u00edmav\u00e9 ceny. Opravdu je t\u011b\u017ek\u00e9 jim odolat. Zde je t\u00e9\u017e pot\u0159eba si d\u016fsledn\u011b prov\u011b\u0159it, jestli je cestovn\u00ed kancel\u00e1\u0159 poji\u0161t\u011bna proti \u00fapadku a d\u016fkladn\u011b si p\u0159e\u010d\u00edst smlouvu. Pokud si dovolenou objedn\u00e1te od cestovn\u00ed agentury, na tu ze z\u00e1kona nespad\u00e1 v\u00fd\u0161e uveden\u00e9 poji\u0161t\u011bn\u00ed.\tCestovn\u00ed kancel\u00e1\u0159e maj\u00ed v nab\u00eddk\u00e1ch i \u201ez\u00e1jezdy a dovolenou na spl\u00e1tky\u201c. Tuto mo\u017enost vyu\u017e\u00edvaj\u00ed p\u0159ev\u00e1\u017en\u011b rodiny s\u00a0d\u011btmi, kter\u00fdm jejich rozpo\u010det nedovol\u00ed si na zahrani\u010dn\u00ed dovolenou na\u0161et\u0159it pot\u0159ebnou \u010d\u00e1stku. Ano, dovolenou, kter\u00e1 stoj\u00ed nap\u0159\u00edklad 30 \u2013 50 tis\u00edc korun, kterou si chcete u\u017e\u00edt jednou za rok nebo dva, to m\u016f\u017ee b\u00fdt pro v\u00e1s b\u00e1je\u010dn\u00e1 relaxace, pot\u011b\u0161en\u00ed, ale je to v\u0161e jen chvilkov\u00e9.\tProto je d\u016fle\u017eit\u00e9 b\u00fdt u\u00a0spot\u0159ebitelsk\u00e9ho \u00fav\u011bru na dovolenou, velmi opatrn\u00fd. Nejlep\u0161\u00ed \u0159e\u0161en\u00ed u t\u011bchto p\u016fj\u010dek je, vz\u00edt si pouze tehdy, kdy\u017e si chcete koupit u\u017eite\u010dn\u00e9 v\u011bci, kter\u00e9 pro v\u00e1s a va\u0161i rodinu budou p\u0159\u00ednosem a v\u00a0dne\u0161n\u00ed dob\u011b jsou samoz\u0159ejmost\u00ed (pra\u010dka, lednice, my\u010dka, automobil apod.). Nejenom \u017ee modern\u00ed spot\u0159ebi\u010de \u0161et\u0159\u00ed v\u00e1\u0161 \u010das, ale i po energetick\u00e9 str\u00e1nce i pen\u00edze.\tAle pozor!. I kdy\u017e spl\u00e1tky cestovn\u00ed kancel\u00e1\u0159i jsou bez nav\u00fd\u0161en\u00ed, lid\u00e9 si mus\u00ed p\u016fj\u010dku vy\u0159\u00eddit sami u n\u011bkter\u00e9 \u00fav\u011brov\u00e9 spole\u010dnosti. Zde by ka\u017ed\u00fd \u017eadatel m\u011bl b\u00fdt velmi obez\u0159etn\u00fd, d\u016fsledn\u011b si smlouvu p\u0159e\u010d\u00edst, jak\u00e9 budou \u00faroky a splatnost. Jestli se mu to v\u016fbec vyplat\u00ed. Tyto p\u016fj\u010dky v\u00a0mnoha p\u0159\u00edpadech dost ovlivn\u00ed rodinn\u00fd rozpo\u010det i na n\u011bkolik let, zvl\u00e1\u0161\u0165 u rodin s\u00a0d\u011btmi, kde ty p\u0159\u00edjmy jsou n\u00edzk\u00e9.\t\tCo se u t\u011bchto typ\u016f p\u016fj\u010dek \u010dasto st\u00e1v\u00e1, je to, \u017ee\u00a0v p\u0159\u00edpad\u011b, kdy\u017e se opakuje zpo\u017ed\u011bn\u00ed spl\u00e1cen\u00ed \u00fav\u011bru, m\u016f\u017eete se dostat do exekuce. Tak\u017ee z\u00a0p\u016fj\u010den\u00e9 \u010d\u00e1stky, kterou si nap\u0159\u00edklad vezmete na svou vysn\u011bnou dovolenou, m\u016f\u017eete vracet i desetin\u00e1sobek.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (15 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dovolen\u00e1 na \u00fav\u011br?","item":"https:\/\/www.knupp.cz\/dovolena-na-uver\/#breadcrumbitem"}]}]